Two Problems. One Solution.
Solar professionals lose deals to low credit scores every day. Homebuyers get shut out of the market because they can’t save for a down payment. What if you could solve both at once?
☀️ For Solar Marketers, Consultants & Installers
Stop Losing Deals to Bad Credit
You’ve been there. The homeowner wants solar. The roof is perfect. The savings are real. But their FICO is 610 and every solar lender says no. Or they get approved at 15% interest with 30% dealer fees baked in, making the payment unaffordable. Deal dead.
There’s now a better path. Instead of trying to force a bad solar loan through, bundle the solar directly into the home mortgage – whether it’s a purchase or a refinance. The result:
Minimum FICO
Not 640. Not 620. 580.
Dealer Fees
No 15-40% hidden costs
Mortgage Rate
Not 8-15% solar loan rates
States Available
No geographic restrictions
How This Expands Your Market
Think about what this unlocks:
Homebuyers: Every buyer in the pipeline becomes a solar prospect. The solar gets financed INTO the mortgage at mortgage rates – not solar loan rates. Zero out of pocket for the buyer.
Low-FICO homeowners: That 590-credit-score lead your solar lender rejected? They can refinance their home and roll solar into the new mortgage. You just saved a deal you would have lost.
Real estate partnerships: Every agent in your area becomes a referral source. You solve their buyer’s affordability problem, they send you the solar business. It’s a flywheel.
📅 Or Schedule an Intro Call
Independent solar consultants, marketers, and installers welcome.
🔑 For Homebuyers & Homeowners
Think You Can’t Afford a Home? Think Again.
If you’ve been told you need $20K+ for a down payment, or that your credit score isn’t high enough, or that you make “too much” for assistance programs – this changes everything.
✔️ Zero Down Payment
Down payment assistance covers up to 5% – available to first-time AND repeat buyers.
✔️ Zero Cash to Close
Most buyers bring nothing to the closing table.
✔️ Lower Monthly Bills
Solar panels are included in your mortgage. Your electric bill drops to near-zero. You actually pay LESS per month.
✔️ You OWN the Panels
No lease. No lien. The solar system is yours, adding real value to your home from day one.
Real Numbers: A 625 Credit Score Buyer
| Traditional Loan | With Solar + DPA | |
|---|---|---|
| Down Payment | $23,100 | $0 |
| Monthly Mortgage | $2,226 | $2,281 |
| Monthly Electric | $200 | $100 |
| Total Monthly Cost | $2,426 | $2,381 |
You save $45/month AND keep $23,100 in your pocket. Your home makes its own electricity. And because you own the panels, your home is worth more when you sell it.
Already a Homeowner? Refinance + Solar.
You don’t have to be buying a home to benefit. If you currently have a mortgage, you can refinance and roll solar into the new loan. This can lower your combined monthly obligation (mortgage + utilities) while adding value to your home. It’s especially powerful if you’re carrying high-interest debt alongside high utility bills.
No credit pull. No obligation. Takes 15 minutes.
Or call: 443-864-3072
Solar Yoda LLC – Maryland Solar Consulting Since 2011
We’re not a big box solar company. We’re independent consultants who work for YOU – matching you with the best installer, the best financing, and the best outcome for your situation. No pressure. No hidden fees. Just honest solar advice.
Dennis Meizys | Solar Yoda LLC
solaryoda.com | 443-864-3072
Loan programs referenced are offered by Primary Residential Mortgage, Inc. (PRMI), NMLS 3094. PRMI is an Equal Housing Lender. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.
Leave a Reply